About

A boutique practice with institutional reach.

Our Story

MER Mortgage Services was founded on a single conviction: that mortgage lending should feel as considered as the homes it helps finance. We built a practice that prizes patience over volume, clarity over complexity, and relationships that outlast the loan.

Today we serve first-time buyers, growing families, self-employed professionals, and seasoned investors with a curated portfolio of programs—and the seasoned counsel to match the right one to the right moment.

Values

Four commitments that shape every file.

Discretion

Your financial life is private. We treat it that way—every document, every conversation, every closing.

Precision

We model scenarios meticulously. Surprises belong in birthday cards, not in mortgages.

Access

Direct lines to advisors who know your file. No call trees. No handoffs.

Stewardship

We measure success in second mortgages and referrals—relationships built to last.

Licensed & Insured

NMLS-licensed. Equal Housing Lender. Bonded and insured to the standards our clients—and their counsel—expect.

MER Mortgage Expert Residential

Tailored mortgage solutions delivered with discretion, expertise, and a commitment to lifelong relationships.

Contact

Annette Robles
786-234-0921
arobles@mermortgage.com
Mon–Fri · 9am–6pm

Equal Housing Lender

MER Mortgage Services is an Equal Housing Opportunity lender. We conduct business in accordance with the Federal Fair Housing Law.

Licensing

NMLS #000000 · Licensed in select states nationwide. For licensing information, visit NMLS Consumer Access.

Important Disclosures

Rates, terms, and programs are subject to change without notice. All loan applications are subject to credit approval, underwriting, satisfactory appraisal, and verification of income, assets, and employment. Payment examples shown are for illustrative purposes only and do not constitute a commitment to lend. Actual rates and terms may vary based on credit profile, property type, occupancy, and other factors. Closing costs, taxes, insurance, and HOA fees are not included in estimated payments unless stated. Consult your tax or legal advisor regarding the deductibility of interest and any other matters related to your specific situation. By submitting your contact information you agree to our Privacy Policy.

© 2026 MER Mortgage Services. All rights reserved.
NMLS #000000Equal Housing LenderNMLS Consumer Access